Frequently Asked Questions


What is a foreclosure?

Foreclosure is a legal process where a lender takes ownership of a property after the homeowner fails to make mortgage payments. This can result in the homeowner losing their home and damaging their credit.

What are my options if I am facing foreclosure?

If you're facing foreclosure, your options include:

  • Negotiating a loan modification with your lender.

  • Pursuing a short sale to avoid foreclosure.

  • Refinancing your mortgage.

  • Seeking assistance from a foreclosure avoidance program.

What are the benefits of a short sale if I’m facing foreclosure?

A short sale can:

  • Help you avoid foreclosure.

  • Minimize the impact on your credit compared to a foreclosure.

  • Allow you to move forward financially without the full debt burden.

What is the process for short sales?

Our priority is to help you stay in your home for as long as possible. If YOU DECIDE that short-selling your house is the best option to avoid foreclosure then we will assess your property’s value, work with your lender to negotiate the short sale, list the property, and handle all the paperwork to ensure a smooth and hassle-free process. Best of all, there’s no cost for you.